Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to

Fast Transfer
On average funds are transferred within 15 minutes*
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
A secure service
We will never share your personal details without consent

Borrow up to £5,000 and make simple monthly repayments with no hidden fees.
Representative APR: 49.9% (variable)

Fast loan today? 06:48am No credit history required*
How much cash?

How long for?
  • 3 months
  • 12 months
  • 24 months
Your Loan Summary
Rep APR:
Repay by:
All credit types welcome*
Cash sent in 15 minutes once approved*
9 out of 10 customers accepted+
Get a decision by: 06:48am

Over 20,000 People Helped This Month 256BIT Security Loan MR

Warning: Late repayment can cause serious money problems, for help or advice please go to

How it works

How it Works!

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Read our helpful guide and be on your way in just moments!

How It Works

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Support Service

Our friendly customer support representatives provide the assistance you need with your loan.

All customer support is provided by email only and available Mon-Fri.

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Min/Max Loan Terms & APR: Minimum Loan Length is 90 days (3 months). Maximum Loan Length is 24 months. Lender rates vary from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances and credit history. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also.

Borrow Responsibly: Unsecured short-term loans are designed to be able to help people in the need of a quick and short solution and should not be used for long term borrowing under any circumstance.

Missed or Late payments: if you miss payments, the total cost of the debt will grow, and lenders may add additional default charges. This may adversely affect/impair your credit rating and missed payments could potentially lead to legal proceedings. Please contact your lender as soon as you are aware there is a problem.

Financial Implications: Loan MR is a free credit broker, you will not be charged any fees by us for the use of our service. Interest rates will vary depending on the lender which accepts you, the interest rate may raise if you default on your repayments.

Collection Practices: In most cases the money will be debited based on the agreed repayment schedule. If this fails then you'll be contacted in order to arrange an alternative method.

Renewal Policy: The renewal policy is completely dependent on your circumstance. We recommend fully evaluating your offer upon it being provided. The renewal policy will vary depending on which lender accepts you, some lenders will allow you to rollover your loan but only for a maximum of 3 months.

Loan Extensions: if you wish to extend the period of your loan, this may result in paying aditional interest for your loan and/or additional charges and you may pay back more money as a result of extending the loan.

Debt Consolidation: if you use your loan to consolidate existing debts may involve repaying a higher rate of interest or charges, and increase the duration of repayment.

Licence: is a registered trading name of Season Marketing Ltd registered in England and Wales (Company number 08901402). Season Marketing Ltd's registered office; Season Marketing Ltd, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Season Marketing Ltd is authorized and regulated with full permission by the Financial Conduct Authority. The firm is a credit broker, not a lender. Licensed by the Information Commissioners Office, (registration number ZA285535).

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